Monthly Budget Calculator

Visualize your income, and split your earnings into common expenses and savings goals to help you make the most out of your money.
A couple is sitting on the couch, the man is looking at his phone.

How to use the monthly budget calculator?

  • Enter estimated amounts into the fields that apply to you or your family.
  • Try rounding up to the nearest euro, but you can also use decimals.
  • Something doesn’t apply to you? No worries, just fill out the fields that are relevant to you.

Apex Unity Monthly Budget Calculator

Your monthly income after-taxes

Total

€0.00

    Summary

    Total Income

    €0.00

    Total Expenses

    €0.00

    Remaining Monthly Balance

    €0.00

    Budget Breakdown

    This is how your income is split across the following categories.


      The Monthly Budget Calculator takes the income amounts after taxes as positive flow and subtracts the amount of the rest of the items grouped in different expenses and/or savings buckets. You’ll see a visual representation that allows you to easily identify main areas of spending or savings as a percentage of the total.

      The calculator aims to provide a visualization on how you currently split your budget, and is only meant to be used as a representation of a specific moment of time.

      Yes, there are some other methods. Among them, the 50/30/20 rule, which is a popular way to calculate how much to allocate for needs, wants and savings.

    Learn more about budgeting

    Pie Chart.
    The 50/30/20 rule: how to budget your money more efficientlyThe 50/30/20 budget is beautiful in its simplicity. It can help you divide your income into categories that make saving easy.
    Piggy bank to symbolize budgeting tips (how to save money).
    5 smart budgeting tips for first-time saversBudgeting doesn’t need to be stressful or confusing. These simple budgeting tips show you how you can start saving today.
    a person thinking of her personal financial planning.
    Personal financial planning—tips on setting yourself up for the futureThe best way to safeguard your future? Start personal financial planning today. Read on to learn how.

    Find a plan for you

    Apex Unity Standard

    The free* online bank account

    The Apex Unity virtual card.
    Virtual Card

    €0.00/month

    • A virtual debit card

    • Free payments worldwide

    • Deposit protection

    Apex Unity Smart

    The bank account that gives you more control

    Apex Unity You card, Teal.
    Apex Unity You card, Ash.
    Apex Unity You card, Wheat.
    Apex Unity You card, Petrol.
    Apex Unity You card, Rhubarb.

    €4.90/month

    • Free Virtual Card

    • Up to 10 Spaces sub-accounts

    • Support Center phone number

    • Round-ups

    POPULAR

    Apex Unity Go

    The debit card for everyday and travel

    Apex Unity You card, Rhubarb.
    Apex Unity You card, Petrol.
    Apex Unity You card, Wheat.
    Apex Unity You card, Ash.
    Apex Unity You card, Teal.

    €9.90/month

    • Up to 5 free withdrawals in the Eurozone

    • Flight and luggage delay cover

    • Medical emergency cover

    • Winter activities insurance

    • Pandemic coverage

    Apex Unity Metal

    The premium account with a metal card

    Apex Unity Metal - Slate Grey.
    Apex Unity Metal - Charcoal Black.
    Quartz Rose - Apex Unity Metal Card.

    €16.90/month

    • An 18-gram metal card

    • Up to 8 free withdrawals in the Eurozone

    • Purchase protection

    • Phone insurance

    • Dedicated Apex Unity Metal line