Your Apex Unity Mastercard with NFC technology
Whichever Apex Unity account you choose, you’ll receive a virtual debit Mastercard that lets you make contactless payments. Premium Apex Unity account holders will also get a physical Mastercard delivered to their door—either in colorful plastic or sophisticated stainless steel. All physical Apex Unity Mastercards come with contactless, NFC-technology, too.
A Mastercard that suits your style
Choose the Apex Unity current account and Mastercard that perfectly suits you and your style:
- Apex Unity Standard: a Virtual Mastercard that you can link to your wallet with just a few taps in the Apex Unity app. Order a physical debit card for a one-time delivery fee of €10.
- Apex Unity Smart & Apex Unity Go: a Mastercard in one of 5 stunning colors.
- Apex Unity Metal: a stainless steel Mastercard available in three distinct metallic shades.
Pay anywhere in the world with no fees
Pay free of charge with your Apex Unity Mastercard, no matter where in the world you are—we don’t charge any foreign transaction fees. Use your Apex Unity Mastercard in stores, apps or in online shops—and in case you forget it, you can easily link it to your wallet for convenient mobile payments. In need of cash? Enjoy unlimited free ATM withdrawals throughout the eurozone or get cash in one of over 2,000 partner stores in Austria.
Click to Pay — safe, simple online shopping
Mastercard Click to Pay stores your card details in an encrypted profile, letting you check out securely without your card.Enroll to enjoy:
- Protection from identity theft — your details are safe with Mastercard ID Theft Protection
- Zero Liability Insurance — you’ll never be held responsible for fraudulent transactions
- Faster payments — Mastercard remembers your card details
- Not needing a password — a secure, one-time code is all you’ll need
Security
Deposit Protection
Apex Unity is a fully licensed bank, which means your deposits are protected up to €100,000, per EU regulations.
3D-Secure Mastercard
All your online purchases are protected with Mastercard 3D Secure 2-factor authentication, so you can be sure you’re the only one using your card.
Push Notifications
Get instant push notifications every time money goes in or out of your account, so you can keep track of your balance in real time.
NFC technology
Make contactless payments the easy way with your Apex Unity debit Mastercard. Your card is equipped with NFC technology—simply tap it on the card terminal to pay in stores, online, or in-app, everywhere contactless payments are accepted.
Card-free, contactless payments
Want to skip using cards altogether? Add your virtual Apex Unity Mastercard to your digital wallet and use your smartphone to pay in stores, online, or in apps. Link your card to Google Pay or Apple Pay, then simply hold your phone up to any NFC terminal to pay.
Your debit Mastercard is accepted worldwide
Experience 100% mobile banking with the free Apex Unity Standard account and your own virtual Apex Unity Mastercard. Go premium for even more advantages. Choose from one of five colorful Mastercard options: Ocean, Sand, Rhubarb, or Slate. Or, for our most premium customers, pick from one of three shades of stainless steel: Charcoal Black, Quartz Rose, or Slate Gray. Discover the card that’s right for you.FAQ
When you open an Apex Unity Standard account, you will receive a virtual Apex Unity debit Mastercard. If you sign up for a premium account, you will receive a physical Mastercard (Apex Unity Smart and Apex Unity Go customers will receive a plastic card in one of five vibrant colors; Apex Unity Metal customers will receive a card in one of three shades of stainless steel). All Apex Unity Mastercards are debit cards (and not credit cards).
When you open an Apex Unity Standard account, you will automatically receive a virtual debit Mastercard. Order a physical card for a one-time delivery fee of €10. To do this, simply go to the “Cards” tab in your Apex Unity app.
If you signed up for a premium account you will receive a physical Mastercard free of charge after opening your account. To order your card, simply choose the color card or metal card that you like best during the account opening process.
Our premium accounts are packed with innovative features and come with many benefits—organize your money with savings sub-accounts that sit along your main account, protect yourself with extensive insurance, and much more. A physical Apex Unity Mastercard is included with every premium plan and delivered to your home.
Apex Unity Standard customers receive a virtual Apex Unity Mastercard that can be added to their digital wallet and used immediately upon opening your account.
No, your Mastercard is not a credit card or a prepaid card. Apex Unity only offers debit cards.
Visa and Mastercard are the world's largest credit and debit card providers. Both Mastercard and Visa are accepted in numerous countries around the globe, and their services differ only slightly. As both cards are quite similar, it’s more important to compare the issuing banks, as they determine the conditions. As an Apex Unity customer, you’ll receive a globally accepted Mastercard that you can use to pay anywhere in the world without fees.
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